Fintech startups VCs just backed
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YC F26 · versine.com
Versine — Lets AI agents send and receive money
Let your agents send and receive money. We're Venmo for agents.
FintechConsumer financeConsumer productsYCNeobankArtificial intelligence · +3
$4.7M Seed · getpeppermint.ai
Peppermint — Billing and collections for clinical trial sites
Peppermint is a software company based in San Francisco that focuses on AI-powered financial operations for clinical research teams. It aims to modernize the financial infrastructure used by hospital systems and research sites to manage clinical trials. Founded in 2026, the company provides a platform that automates billing, invoicing, and collections. This platform integrates with existing clinical trial management systems to streamline revenue cycle management.
BiotechnologySoftwareHealthcareEvan MooreBenjamin MannNight Capital · +8 · +11
YC F26 · ernd.io
ernd — Credit card for companies that pay for AI
The credit card for companies that pay for AI
FintechArtificial intelligenceYC
$15M Series A · muralpay.com
Mural — International payments for payroll providers and fintechs
Mural is a New York-based fintech startup founded by former Palantir engineers that provides businesses with a unified platform to manage international payments. The platform allows customers including payroll providers, software companies, and fintechs to hold and transact in traditional dollars, local currencies, and stablecoins through a single account. Mural aims to simplify cross-border commerce by eliminating the need for businesses to juggle multiple banks, payment providers, and regulatory frameworks. The company is building a compliant system that enables businesses and fintechs to launch new financial products on top of its infrastructure.
PaymentsFintechNorth Island VenturesTether$10M+ · +2
speedrun SR007 · mecone.trade
Mecone — Lets exchanges list perpetual futures on any asset
We are building the financial infrastructure to let exchanges offer Perpetual Futures ("Perps") on any underlying asset.
FintechBlockchain cryptoa16z speedrun
speedrun SR007 · ontempayments.com
Ontem — Turns receivables into cash for commercial service firms
Ontem turns receivables into cash flow for the $3 trillion commercial services economy
FintechAI agentsa16z speedrun
Fintech startups VCs just backed, by email.
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YC F26 · elimentary.com
Elimentary — Agents that run back-office operations for private capital
Agents that run middle/back-office operations for Private Capital
FinopsEnterpriseFintechYC · +1
YC F26 · grep.ai
Grep AI — AI agents for high-stakes knowledge work
AI agents that automate high-stakes knowledge work you can't afford…
FintechArtificial intelligenceB2BYC · +1
YC S26 · spectreintelligence.ai
Spectre Intelligence — Trading firm that trains AI traders instead of hiring humans
Spectre Intelligence is a multi-strategy trading firm that trains AI traders instead of hiring human ones. An independent research and trading company built around reasoning under uncertainty, it currently trades in the semiconductor and biotechnology sectors. Founded by Michelle Li (CEO) and Joshua Zyzak, the firm is based in San Francisco and is part of Y Combinator's Summer 2026 batch.
BiotechnologyInvestingTradingYCSemiconductorsFintech · +3
$750M · ramp.com
RAMP — Corporate cards, expenses and bill payments for businesses
Ramp is a financial operations platform for businesses — corporate cards, expense management and bill payments, used to control and automate company spending.
SoftwareFinanceFintech$100M+ · +1
YC S26
Kandor launches at YC (Summer 2026)
Making health insurance invisible
Artificial intelligenceFintechHealthcareYC · +1
YC S26 · getpennant.ai
Pennant — Corporate governance software for public companies
The Corporate Governance OS for Public Markets
FintechInvestingInvestmentsYCArtificial intelligence · +2
YC S26 · toven.ai
TovenAI — AI agents for compliance at institutional trading firms
AI agents for compliance at institutional trading firms
FintechRegtechArtificial intelligenceYC · +1
YC S26 · financialdatasets.ai
Financial Datasets — Connects AI agents to the stock market
Connect your agent to the stock market
Artificial intelligenceFintechStocksYCB2B · +2
YC S26 · gopacific.ai
Pacific — Micro data centers for harsh places on Earth and in space
Micro data centers for the harshest places on Earth and in space.
FintechRoboticsSpace technologyYCManufacturingArtificial intelligence · +1 · +4
YC F26 · oasive.ai
Oasive — Automates research, valuation and reporting for bonds
Automating research, valuation, and reporting for the bond market
FinopsFintechInvestmentsYC · +1
YC S26 · getaudun.com
Audun — AI-native debt collection
AI-native debt collection
Artificial intelligenceFintechFinanceYC · +1
YC F26
Forward launches at YC (Fall 2026)
Unifying Global Private Credit
Artificial intelligenceFintechB2BYC · +1
YC S26 · arbital.xyz
Arbital — A trading terminal for perps, memes and stocks
The trading terminal for perps, memes, and stocks.
DefiCrypto web3TradingYCFintech · +2
$30M Series B · ambrook.com
Ambrook — Accounting tools for family-run businesses
Ambrook's mission is to build a more prosperous and resilient future for America's family-run businesses. We're starting with accounting tools to help businesses manage finances, improve margins, and stay independent.
SoftwareFinanceFintechCameron VenturesField VenturesThrive Capital · +3 · +6
$3.5M Seed · boncredit.ai
BON Credit — Credit and debt management app for Gen Z
BON Credit is an AI platform focused on Generation Z credit and debt management. It aims to transform the $18 trillion U.S. consumer credit market by providing innovative financial tools and personalized guidance. Through its proprietary AI technology, BON Credit simplifies credit and debt management for users. The platform empowers consumers to enhance their financial literacy and achieve financial freedom over time.
Artificial intelligenceFinanceFintechAccel Partners Scout FundSequoia Scout FundMba Ventures · +4 · +7
YC S26 · stoaexchange.com
Stoa — Market for AI hardware
The market behind AI hardware.
FintechHardwareMarketplaceYCInfrastructureArtificial intelligence · +3
YC S26 · getcomputable.com
Computable — Buy, sell and redeem GPU hours for any week
Buy, sell, and redeem GPU hours for any week with instant liquidity
MarketplaceFinanceCloud computingTradingArtificial intelligenceFintech · +2 · +5
YC S26 · lastaccountingcompany.com
Last Accounting Company — An accounting firm built around AI agents
Agent-native accounting firm.
Artificial intelligenceFintechFinanceB2BYCYC S26 · +3
