Capchase — Lets software and hardware vendors offer payment terms

Capchase is a New York-based fintech operating a B2B vendor-financing platform that lets software and hardware vendors offer flexible payment terms while receiving full payment upfront. It uses AI agents for credit decisioning, quote parsing and buyer coordination, targeting the $1.3T equipment financing market. Customers include Okta, Palo Alto Networks, Barracuda Networks and Verkada.